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Unfortunatley, In most states when you are making a left hand turn at an intersection and someone runs the light and smacks into you, it is always your fault.. a few years back this happend to me and the guy that hit me clearly ran the red light but I got screwed in the end.. I had two witnesses but Legaly I was at fault..

These days I wait untill I am absolutely sure that oncoming traffic is going to stop before I make left hand turns.. screw the cars in back of you waiting, If they honk just give em the finger and a smile.

I hope you had collision coverage:(
 
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