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Second Generation Legend (1991-1995)

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Old 02-05-02, 11:29 PM   #1 (permalink)
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Angry What's up with legend insurance prices?

Hey all.

I'm thinking of buying a G2 Legend some time soon. I own a 1990 Mazda 626 - good reliable car. It is insured with Progressive so today I decided to go to their website to see how much would it cost to replace it with a 93 - 95 Legend.
My current insurance bill is $601 for 6 months - pretty good.
Here is how much legend would cost:

1995 Acura Legend 4d GS $1,048.00
1995 Acura Legend 4d LS $1,021.00
1995 Acura Legend 2d LS $1,016.00
1994 Acura Legend 4d GS $1,020.00
1994 Acura Legend 4d LS $993.00
1994 Acura Legend 2d LS $1,028.00
1993 Acura Legend 4d LS $952.00
1993 Acura Legend 2d LS $982.00

Not TOO bad. I'm 23 with 2 tickets in WA state.
But what's weird is that some newer and more expensive cars have a lower insurance rating. Here are some sample rates I pulled out:

2002 Nissan Altima 4d SE $872.00
2002 Acura MDX 4d $985.00
2002 Mazda Protege5 4d $789.00
2002 Acura RL 4d $1,045.00
2002 Acura RSX 2d $925.00
2002 Mazda Millenia-S 4d $942.00
1995 Mazda RX-7 2d R $930.00

Why is that? What is driving the insurance cost up for legends?
Thanks,

Alik
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Old 02-05-02, 11:34 PM   #2 (permalink)
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hey

try esurance.com

see what they rate em at.

progressive is notoriously expensive.
h
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Old 02-05-02, 11:35 PM   #3 (permalink)
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Legends are a high theft car and that brings the rate up.
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Old 02-05-02, 11:49 PM   #4 (permalink)
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jose3030,

here is what i got from esurance.com:

We're sorry, but we can't currently provide you with coverage...
However, we're happy to introduce you to our partner, GEICO.

Because we don't currently have the insurance product that meets your individual profile, we partnered with GEICO to provide you with an alternative for high quality, affordable coverage.

Please visit GEICO to get your free quote today.
----------------------------------------------------------------------------

I hate GEICO! Last time I was with them, they added $160 to my yearly insurance bill just because i moved 3 minutes away from my old place which is formally in a different city.
They suck!
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Old 02-05-02, 11:51 PM   #5 (permalink)
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Legends are theft targets and expensive to repair which drives the cost up. It falls into the luxury category. Insurance companies have points they give to a car, and the higher the point rating the more it will be to insure the car. When I got my insurance through a company here, my GS was something like 43 points, compared to my Haundai (good car) which was about 6 points.
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Old 02-06-02, 01:19 AM   #6 (permalink)
 
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not too bad

i am paying 106 for my 92 LS, BTW it is full covered. But, i do not know the way its heading, caus i hit some one two months ago. soooo, might be go^...also my company is geico.
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Old 02-06-02, 04:09 PM   #7 (permalink)
 
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also try mercury insurance...

i am insured through mercury, and i am paying ~$650 every 6 months... i am 23 with no accidents or tickets (knock on wood : ) ) in cali.

wally
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Old 02-06-02, 07:29 PM   #8 (permalink)
 
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I have GEICO

I have a 91L Legend and I pay $ 317 for 6 months.
I'm 31 with 1 speeding ticket (it should be coming off my record any day now).
I'm in the bay area.
Legends are expensive cars, with high theft rate. Plus u're under 25 with 2 tickets.
I guess it all adds up.
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Old 02-06-02, 07:58 PM   #9 (permalink)
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I'm 20 and my insurance co is State Farm... I have one speeding ticket and a ticket from a accident I got into.. But my car is insured in my mothers name until i'm 25 I hope..
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Old 02-06-02, 09:22 PM   #10 (permalink)
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Thanks everybody for your replies. I am not complaining about insurance cost, but I am very surprised that
1995 Acura Legend GS insurance is $1,048.00
and
2002 Acura RL insurance is only $1,045.00

weird!
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Old 02-06-02, 09:23 PM   #11 (permalink)
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AAAHHHHH

i am 17 have a totaled legend and now have a 2 door and its like $340 a month.NO tickets though and the legend is a sports luxury thats bad on insurance
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Old 02-07-02, 08:13 PM   #12 (permalink)
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I'm paying $470/yr for minimum Tx liability coverage, plus premium coverage w/ $1000 deductible, plus the uninsured/underinsured coverage. This is w/ AMEX car insurance w/ no accidents or tickets. I use to have Gieco, but they kept jacking the price up every 6months for nothing and got sick of it. Estimated driving in a yr commuting b/t school is probably 6K miles. I live on the outskirts of Houston, 29yr old. But pretty cheap for me it seems.
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